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Skip A Pay

Take advantage of our Skip-A-Payment Program and skip the month November, December OR January 2020.* Use your money for extra expenses during the holidays, or over your Winter vacation!

All you have to do is fill out the form and return it to the credit union. Either enclose the $25 processing fee per loan, or choose to have the $25 taken directly from your share or share draft account (see below). Requests to skip November 2019 payments must be received no later than October 31, 2019; December 2019 payments must be received no later than November 30, 2019 for processing. Requests to skip January 2020 payments must be received no later than December 31, 2019 for processing. See below for program qualifications.

 

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*Terms and Conditions: By opting for Skip-A-Pay, you agree and understand that: Finance Charges will continue to accrue at the rate provided in your original loan agreement. during and after that time. Deferring your payment will result in your having to pay higher total finance charges than if you made your payments as originally scheduled. This payment deferral will extend your loan(s) and you will have to make extra payment(s) after your loan(s) would otherwise be paid off. If you previously elected credit life and/or disability insurance, the insurance coverage will not be extended beyond the original maturity date. Loans must be current with no prior skipped payments or delinquencies in the last 6 months, and no extensions within the last 12 months. All requests must be in writing and skips will only be placed on loan numbers indicated. If your loan payments are normally paid through automatic payment. the funds will not be transferred. Loans on bi-weekly schedules will skip 2 scheduled payments. 1st Mortgages. fixed-rate 2nd mortgages. Home Equity Line of Credit loan. a first payment on a new loan, or Visa® Credit Card accounts are not eligible for this offer. Other restrictions may also apply.