Lay the groundwork for your child’s financial future with a Youth Savings Account.



Key Features

  • $5 Minimum Deposit1
  • Free Bulk Coin Service
  • Earns Dividends*
  • Available to young savers up to 18 years old
  • Competitive dividends on balances of $25 or more
  • Establishes the importance and know-how of saving money from an early age

Our Youth Share Savings account, for kids under 18, with the low opening balance of just $5, is designed to help young children and teens develop the habit of saving. By teaching youth to manage their money, the value of setting aside funds for specific goals, how compound interest works, a Youth Savings account is foundational to raising financially-savvy adults. 

$5 minimum deposit due at 1account opening. *Minimum $5 daily balance to earn dividends.

*See Truth in Savings Agreement (TISA) and our rates page for current rates and details. 1This account (Share Savings, or Youth Savings) is required for Cooperative Center Federal Credit Union membership.

All deposits are federally insured by the NCUA up to $250,000. Visit to learn more.