Home Equity Lines of Credit (HELOC)

You own a home in the Bay — that means you likely have some equity! And once you tap into it, you can turn it into ongoing financing.

Rates

Key Features

  • Competitive Rates
  • Revolving Credit
  • Quick Decisions
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  • Convert home equity into affordable, ongoing financing
  • Competitive rates for several needs
  • The existing equity in your home is used as collateral backing

Finance education expenses, major home improvements, and so much more. Once approved for a HELOC, your funds are available anytime (without reapplying). Plus, it's revolving credit — as the principal is repaid, more becomes available for use. The interest you pay may even be tax deductible* 

Learn more about home equity lines of credit (PDF).

Explore a variety of online courses on homeownership

*See our rates or speak to a loan representative to learn more about our available HELOC programs.