Share Certificates

Save and earn more with Share Certificates.

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Key Features

  • Guaranteed Returns
  • Competitive Rates and Terms
  • Insured up to $250K
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  • Fixed rates, higher than regular savings
  • Receive higher rates by selecting a longer term
  • More safe than risky investments

Put your money to work for you with a Share Certificate from Cooperative Center. With a $1,000 minimum balance to open, and rates and terms between 12 to 48 months means your money is earning more money than your other savings accounts, including those at most major banks. Federally insured up to $250,000 by the NCUA.

Learn about share certificates (also known as CDs) and how they work

*Certificate Dividends compounded monthly, and are credited monthly and at maturity. Dividends will be compounded only if they remain on deposit in the certificate. Penalty imposed for early withdrawal.  

For more information on penalties, please refer to our TISA (Truth in Savings Agreement) (PDF)PDF.