Basic Checking

Cooperative Center Basic Checking is a straightforward, simple, checking account with standard features and benefits. The perfect account for everyday spending.

Key Features

  • No Minimum Balance Requirements
  • Unlimited Debit Card Use
  • Free Digital Banking
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  • 20 free checks per month1
  • Free Visa® debit card2
  • $100 minimum deposit to open

$100 minimum deposit to open, no minimum balance thereafter. Free Visa® debit card1 included and accepted at over 30,000 surcharge-free ATMs, nationwide.  

Online and mobile banking including mobile check deposit2, telephone banking, and bill pay. Link to savings for automatic overdraft transfers3.

Additional overdraft protection and personal line of credit available.   

Low $1 monthly service fee. $2 monthly paper statement fee applies unless enrolled in eStatements.

Learn more about checking accounts and how to get the most out of them

1Visa debit card daily limits: Point of sale purchases – $350 daily limit. ATM withdrawals – $350 daily limit. If the Debit card is used as a Visa credit card – $1,500 daily limit. 2Eligibility requirements and restrictions apply. 3$2 fee per overdraft transfer from savings. View our terms of service and fee schedule.