Cooperative Center’s Youth Checking Account — the next step in the journey to raising financially-resilient adults.


Key Features

  • No Monthly Service Fee
  • Free Visa® Debit Card
  • Free Digital Banking
  • For students 16 to 24 years old enrolled in high school, college, or vocational school
  • No monthly service fee
  • Pays competitive dividends on daily average balances of $750 or more

Available to youth 16 to 24 years old. $100 minimum deposit to open, no minimum balance thereafter. Minimum $750 daily balance to earn dividends*. Free Visa debit card1 included and accepted at over 30,000 surcharge-free ATMs, nationwide.    

Online and mobile banking including mobile check deposit2, telephone banking, and bill pay. Link to savings for automatic overdraft transfers3.   

$2 monthly paper statement fee applies unless enrolled in eStatements.

*APY = Annual Percentage Yield. 1Visa debit card daily limits: Point of sale purchases – $350 daily limit. ATM withdrawals – $350 daily limit. If the Debit card is used as a VISA credit card – $1,500 daily limit. 2Eligibility requirements and restrictions apply. 3$2 fee per overdraft transfer from savings. View our terms of service and fee schedule. *See Truth in Savings Agreement (TISA) and our rates page for details.