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Auto Refi

Keep the car you love and drop the rate you loathe!

Our auto loans come fully equipped with great features to help you save:

  • 1% OFF your existing rate1
  • Earn up to $200 cash back2
  • 60-day payment vacation3

Get moving! This offer ends December 31, so come to the credit union today! The refinancing process is quick and easy, and we'll help you every step of the way. Call, click or drop by to get started.

APR = Annual Percentage Rate. The vehicle must be a model between 2011 and 2019, have a balance owed of at least $10,000 and currently be financed through another financial institution. Loans currently financed through Cooperative Center Federal Credit Union are not eligible. The loan must be current to qualify. Rate and term may vary based on creditworthiness, age of vehicle, mileage and value of vehicle. Contact a loan officer for minimum/maximum loan terms based on amount financed. Subject to credit approval. Floor rate of 2.95% APR applies. All loans are refinanced for the remaining term of the original loan. Payment example: $22.15 per $1,000 borrowed at 2.95% APR for 48 months. Offer good October 1, 2019, through December 31, 2019. Offer cannot be combined with any other offer or discount.

1Verification of your current rate is required. Some members may qualify for more than 1% APR savings.

2The cash back reward (Refinance Reward) is 1% of the amount refinanced with a max amount of $200. Refinance Rewards will be deposited into member accounts within 90-days of loan funding.

360-day deferred payment is optional. Interest will continue to accrue during the 60-day no-payment period. First payment(s) may be applied to interest only. This offer is not for cash out refinancing or lease buyouts.