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Personal Loans

Whatever you need the funds for, we’ve got a loan for that! From dream weddings and vacations to dental bills and car repairs, you name it, we’ve got you! Cooperative Center is dedicated to bettering the lives of its members — that includes getting you financing for a range of personal needs or wants. Unlike big banks, we’re right here in the community and can get you a decision fast.

We offer secured and unsecured loans and lines of credit, as well as debt consolidation loans. Start taking steps today to improve your life with the help of neighbors who care!



  • Amounts up to $25,000*
  • Terms from twelve (12) to sixty (60) months**
  • No collateral required – your signature is all we need
  • Fast and easy in-house processing

*Maximum aggregate unsecured loans to any one member is $35,000.

**Terms are based on amount borrowed.

Watch the website for upcoming details on this redesigned product.

Use your savings or share certificates as collateral to get financing for whatever you need. They can be obtained with just a good credit score or signature.

  • Term up to 48 months
  • Limit range is $500 to $3,000 

Note: The interest charged on the loan is practically offset by dividends on earned shares, so vary with interest charged for this loan.

Consolidate your debt, save thousands of dollars in interest payments and simplify your monthly bills with a Cooperative Center FCU "Break Free of Debt" Consolidation Loan! Be a part of the Financial Cooperative Movement and live the #SmileLifestyle.

  • Rates as low as 11.75% APR*
  • Pay off consumer debt quicker
  • Save thousands of dollars in interest payments
  • Low fixed rate
  • Flexible term options

*APR = Annual Percentage Rate.