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Home Equity Line of Credit

Make it happen with a  Home Equity Line of Credit

Whether you want new paint, windows or an upgraded kitchen, our Home Equity Line of Credit makes it easy to get those home improvements done at last. 

  • Home Equity Line of Credit
  • Competitive rates
  • Easily accessible funds
  • Or, use for any other expense,  not just renovations!

Plus, recevie a Home Depot® Gift Card1 when you take out a HELOC by September 30, 2020, and take a minimun advance of $10,00 within the first 30 days or advance a minimum of $10,000 on your existing line2


Draw Amount Home Depot Gift Card Value
$10,000 $100
$20,000 $200
$30,000 $300
$40,000 $400
$50,000 $500


  • Competitive rates for several ongoing or seasonal needs:
    • Education expenses
    • Major life events
    • Major home improvements
    • Debt consolidation
    • Emergency reserve
  • The existing equity in your home is used as collateral backing
  • Accommodating repayment terms that work uniquely for you
  • Funds available anytime without reapplying; apply once, then use repeatedly thereafter
  • Revolving credit — as principal is repaid, more becomes available for use
  • Funds easily available via in-person or phone transfers to a specified Cooperative Center checking account
  • Set up automatic payments to be deducted from your account monthly
  • Local East Bay area decision-making and processing
  • Helpful, customized service throughout the entire process

Learn more about home equity lines of credit.

*See our rates or speak to a Loan Representative to learn more about our available HELOC programs. Loan origination fees waived during this promotion. 1Home Depot is not affiliated with Cooperative Center FCU and is not a sponsor of this giveaway. 2Offer applies to new and existing Home Equity Lines of Credit with a minimum $10,000 advance. Offer based on creditworthiness. Credit union membership required.