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Home Equity Line of Credit

Remodel and repair with a low-rate Home Equity Line of Credit

The possibilities are endless when you take advantage of the equity built up in your home with a HELOC. With competitive rates and terms, no loan origination fees and interest paid only on the cash you use, you'll easily stay within your budget as you get to work on your next project!

Plus, recevie a Home Depot1 Gift Card when you take out a HELOC by September 30, 2019, and advance on that draw within the first 30 days.2


  • Competitive rates for several ongoing or seasonal needs:
    • Education expenses
    • Major life events
    • Major home improvements
    • Debt consolidation
    • Emergency reserve
  • The existing equity in your home is used as collateral backing
  • Accommodating repayment terms that work uniquely for you
  • Funds available anytime without reapplying; apply once, then use repeatedly thereafter
  • Revolving credit — as principal is repaid, more becomes available for use
  • Funds easily available via in-person or phone transfers to a specified Cooperative Center checking account
  • Set up automatic payments to be deducted from your account monthly
  • Local East Bay area decision-making and processing
  • Helpful, customized service throughout the entire process

Learn more about home equity lines of credit.

1Home Depot is not affiliated with Cooperative Center FCU and is not a sponsor of this giveaway. 2This offer applies to new HELOCs only. Draws on existing HELOCs not eligible for gift card giveaways. Offer based on credit-worthiness. Credit union membership required.