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Green Home Improvement Loans (HILS)

Going green is a way of life that helps all of us breathe a little easier. And you can even save on your energy bill every month just by making some green upgrades to your home.

We offer Green Home Improvement Loans (HILS), with amounts up to $35,000 and terms of 15 years. Whether you are looking to finance upgrades like solar panels, insulated windows, and energy-efficient appliances, apply today and lock in your 6.77%APR* rate!


  • Finance energy-efficient home
  • Available for all kinds of green needs:
    • Solar panels and solar thermal installation
    • High efficiency AC and heat elements
    • Rainwater collected systems
    • Energy efficient roofs
    • Water heaters
    • Insulated windows
    • Energy efficient appliances
    • Competitive, fixed interest rate at 6.77% APR*
  • Local East Bay area decision-making and processing
  • Helpful, customized service throughout the entire process

*APR=Annual Percentage Rate. Maximum loan amount is up to $35,000. Terms are up to 180 months, depending on amount borrowed. All loans are subject to credit approval. Rates, terms, and conditions subject to change without notice. Certain restrictions may apply. This product is available to cover green upgrades to owner occupied properties in California.