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Visa® Credit Cards

Rewards cards from other financial institutions often "reward" you with higher interest rates, annual fees, and other fees along with the cash back you earn. 

Meanwhile, with a VISA credit card from Cooperative Center, you'll be rewarded instantly with the savings you get from: 

  • NO annual fees
  • LOW interest rates
  • FREE online and mobile banking

From members just starting their credit journey to those a little further down the road, we have a VISA card to suit your needs.

Card Type Limit Range APR*
Gold $5,000 - $25,000 9.99%*
Classic $500 - $4,999 12.95%*
Student Visa $500 - $1,500 9.99%
Premium Secured $500 - $3,0001 7.99%


  • Four card options to choose from:
    • Visa® Gold
    • Visa® Classic
    • Student Visa®
    • Premium Secured Visa®
  • No annual fee
  • Accepted worldwide, in stores and online
  • Cash advance option available
  • 25-day grace period on purchases
  • 24-hour member service
  • Easy online account access

*Annual Percentage Rates (APR) are subject to change without notice. All loans subject to credit approval. Must be 18 or older to apply. Loans subject to all credit union policies and procedures. Call for details. No Annual Fee. Fixed Rates. 

1Funds must be pledged and maintained on deposit with Cooperative Center FCU to secure the Visa; a minimum pledge of $550, and up to 110% of the credit line applied for is required.

See attached for full disclosures: