Credit Cards

Credit Cards

Get the purchasing power of Visa® with the friendly service of Cooperative Center! A Visa® credit card lets you shop in stores and online, without touching your checking account funds.

Purchase what you need and pay later — we offer competitive rates and cards with no annual fee. Choose your card and start the application process!

Summary
  • Five card options to choose from:
    • Visa® Gold
    • Visa® Classic
    • Student Visa®
    • Premium Secured Visa®
  • No annual fee
  • Competitive interest rates - see our rates
  • Accepted worldwide, in stores and online
  • Cash advance option available
  • 25-day grace period on purchases
  • 24-hour member service
  • Easy online account access 

Learn more by viewing the following PDFs: 

Secured Credit Cards

A secured credit card requires a cash collateral deposit that becomes the credit line for that account. For example, if you put $500 in the account; you can charge up to $500. You may be able to add to the deposit to add more credit, or sometimes Cooperative Center will reward you for good payment and add to your credit line without requesting additional deposits.

With a secured Visa® Credit Card you can get a low rate on financing to make that purchase without emptying your savings account or liquidating those CDs.

  • Make a purchase without depleting accounts
  • Savings or share certificate accounts serve as collateral
  • Continue earning dividends on your money
  • Ideal loan option for building credit
  • Competitive rates
  • Various term options
  • No annual fees 

Learn more by viewing the following PDFs: 

*Daily purchase limit is $1,500 per day.