Same Car; Lower Rate

Cooperative Center FCU Focuses On Helping Members Save Money. We know that nobody's perfect . . . Even if you have less-than-perfect credit, Cooperative Center FCU can still offer you a lower rate than you’ll find elsewhere. Refinance your auto loan with us to save on monthly payments. Contact us today to see how much you can save!

Check out this example:

Cooperative Center FCU Rate

Example Existing Rate


$23,000 for 60 months

$23,000 for 60 months

Rate 8.99% APR* 11.95% APR*

Monthly Payment

$477 $511



Plus take a 60-DAY Payment Vacation!**


*APR=Annual Percentage Rate. 1Floor rate of 2.70% applies. The vehicle must be a model between 2010 and 2018, mileage cannot exceed 96,000 miles, have a balance owed of at least $10,000 and currently financed through another financial institution. The loan must be current to qualify. Loans currently financed through Cooperative Center Federal Credit Union are not eligible.Rate and term may vary based on creditworthiness, age of vehicle, mileage and value of vehicle. Contact a Loan Officer for minimum/maximum loan terms based on amount financed. Additional discounts may apply. Floor rate of 2.70% APR applies. All loans are refinanced for the remaining term of the original loan. Payment example: $21.77 per $1,000 borrowed at 2.70% APR for 60 months. Offer is subject to credit approval and expires                  September 7, 2018. Offer cannot be combined with any other offer or discount. Verification of your current rate is required. Some members may qualify for more than 1.76% APR savings. **60 day deferred payment is optional. Interest will continue to accrue during the 60 day deferred payment period. First payment(s) may be applied to interest only.