We're a Different kind of lender

If you have less-than-perfect credit, Cooperative Center FCU can still offer you a lower rate than you’ll find elsewhere. Refinance your auto loan with us to save on monthly payments. Contact us today to see how much you can save!

Check out this example:

Cooperative Center FCU Rate

Example Existing Rate


$23,000 for 60 months

$23,000 for 60 months

Rate 8.99% APR* 11.95% APR*

Monthly Payment

$477 $511



Start saving today with 2%1 off your current rate. Don't delay - this offer ends May 31, 2018!


* APR=Annual Percentage Rate. The vehicle must be a model between 2010 and 2018,have a balance owed of at least $10,000 and currently be financed through another financial institution. Loans currently financed through Cooperative Center Federal Credit Union are not eligible. The loan must be current to qualify. Rate and term may vary based on creditworthiness, age of vehicle, mileage and value of vehicle. Contact a Loan Officer for minimum/maximum loan terms based on amount financed. Subject to credit approval. Floor rate of 2.70% APR applies. All loans are refinanced for the remaining term of the original loan. Payment example: $21.77 per $1,000 borrowed at 2.70% APR for 60 months. Offer good April 20, 2018, through May 31, 2018. Offer cannot be combined with any other offer or discount. 1Verification of your current rate is required. Some members may qualify for more than 2% APR savings