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Share Certificates

Make a solid return on the money you've already saved! A share certificate is as secure as locking your savings in a safe — and as lucrative as watching your money multiply on its own.

Choose your term, anywhere from six months to four years, and earn a fixed rate based on your term. You don’t have to do a thing, except decide what to use all that extra cash for!



  • Fixed rates, higher than regular savings
  • Receive higher rates by selecting a longer term
  • Safer than investments
  • Set aside for future savings goals
  • A wide range of terms available (from 6 months to 4 years)
  • No setup or maintenance fees
  • Early withdrawals subject to penalty*
  • IRA options available
  • $1,000 minimum deposit to open

  Check out our rates page for an up-to-date rate!

*For more information on penalties, please refer to our TISA (Truth in Savings Agreement).