Privacy Policy

FACTS WHAT DOES COOPERATIVE CENTER FCU DO WITH YOUR PERSONAL INFORMATION?
Why? Financial institutions choose how they share your personal information. Federal law gives
consumers the right to limit some but not all sharing. Federal law also requires us to tell you
how we collect, share, and protect your personal information. Please read this notice carefully to
understand what we do.
What? The types of personal information we collect and share depend on the product or service you
have with us. This information can include:
  • Social Security number and accountbalances
  • Account balances and payment history
  • Credit history and credit scores
How? All financial companies need to share members’ personal information to run their everyday business. In the section below, we list the reasons financial institutions can share their members’ personal information; the reasons Cooperative Center FCU chooses to share; and whether you can limit this sharing.
Reasons we can share your personal information Does Cooperative Center
share?		 Can you limit this sharing?
For our everyday business purposes— such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus Yes No
For our marketing purposes – to offer our products and services to you Yes Yes
For joint marketing with other financial companies Yes No
For our affiliates’ everyday business purposes – information about your transactions and experiences No We do not share
For our affiliates’ everyday business purposes – information about your creditworthiness No We do not share
For our affiliates to market to you No We do not share
For nonaffiliates to market to you No We do not share
Questions? Call 877.599.9586 or go to www.coopfcu.org
Who We Are
Who is providing this notice? Cooperative Center Federal Credit Union
What We Do
How does Cooperative Center FCU
protect my personal information?		 To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does Cooperative Center FCU
collect my personal information?		 We collect your personal information, for example, when you
  • open an account or deposit money
  • pay your bill] or apply for a loan
  • use your credit or debit card

We also collect your personal information from others, such as credit
bureaus, affiliates, or other companies.
Why can’t I limit all sharing? Federal law gives you the right to limit only
  • sharing for affiliates’ everyday business purposes — information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for nonaffiliates to market to you
See below for more on your rights under state law.
What happens when I limit sharing for an account I hold jointly with someone else? Your choices will apply to everyone on your account.
Definitions
Affiliates Companies related by common ownership or control. They can be financial and nonfinancial companies.
  • Cooperative Center has no affiliates
Nonaffiliates Companies not related by common ownership or control. They can be financial and nonfinancial companies.
  • We don’t share with nonaffiliates so they can market to you.
Joint marketing A formal agreement between nonaffiliated financial companies that
together market financial products or services to you.
  • Our joint marketing partners include investment, insurance, and
    other financial services companies.
Other Important Information

ForAlaska,Illinois,Maryland andNorthDakotaMembers.We will not share personal information with non- affiliates either forthemto marketto you orforjointmarketing –without yourauthorization.

ForCaliforniaMembers. We will not share personal information withnon-affiliates either for them to market to you or for joint marketing –without your authorization. We will also limit our sharing of personal information about you with our affiliates to comply with all California privacy lawsthat apply to us.

ForMassachusetts,MississippiandNewJerseyMembers.We will not share personal information from depositor share relationships with non-affiliates either for them to market to you or for joint marketing – without your authorization.

ForVermontMembers. We will not share personal information withnon-affiliates either for them to market to you or for joint marketing –without your authorization, and we will not share personal information with
affiliates about your creditworthiness without your authorization.