Checking FeaturesGreen RewardsBasic CheckingPrestige CheckingPlatinum CheckingStudent CheckingMoney Market
Monthly FeeFree$1$9 on balances below $1,000FreeFreeFree
Dividend RateOur Best Rate!

see details

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0.05% APY*0.05% APY*0.05% APY*Tiered Rates

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Minimum to Earn Rate$0

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$2,000$2,000$750$2500
Minimum to Open$100$100$100$100$15$100
Additional BenefitsNationwide ATM fee refunds**

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Free Money Orders
Free Checks
Branch on UC Berkeley Campus!

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Qualifications

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Age 55 and up

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Free Check WritingYES20 per monthYESYESYESUp to 3 per month
Free Debit CardYESYESYESYESYES

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Online Banking/Bill PayYESYESYESYESYESYES
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*Annual Percentage Yield (APY). Rates may change after the account is opened. Fees may reduce earnings.

**ATM fee refunds are provided only if qualifications are met within qualification cycle.

0.25% APY*

on balances up to $5,000

0.05% APY*

on amount of balance over $5,000

0.01% APY*

on entire balance when qualifications are not met

Qualifications for each monthly qualification cycle:

  • Have at least 12 debit card purchases post and clear
  • Receive and review your free eStatement
  • Have one direct deposit, ACH auto debit, or bill payment post and clear
  • Access online banking once

0.25% APY*

on balances $100,000 and up

0.10% APY*

on balances between $10,000 and $99,000

0.05% APY*

on balances between $0 and $9,999