Refund Express
Don't pay high fees to get your own refund! Take advantage of CCFCU's Refund Express!
Are you tired of paying extremely high fees to get your money faster? Taxpayers can borrow up to 90% of their expected federal income tax refund.
It's easy to apply and you can have the money now and not have to wait!*
- Summary
Offer valid February 1, 2012 to April 15, 2012.
- Available only to CCFCU members. A $19 fee applies.
- Not a CCFCU member? Establish membership for only $6.
- Call - (510) 845-6428
- Click - www.coopfcu.org
- Come By - 2001 Ashby Avenue, Berkeley 94703
*Subject to credit approval and other qualifications. Refund Express Loan ("Refund Express") is a loan and not your tax refund. You are borrowing money against your tax refund. If your tax refund is less than expected, you will still owe the entire amount of the loan. If your refund is delayed, you may have to pay additional costs. YOU CAN USUALLY GET YOUR REFUND IN 8 TO 15 DAYS WITHOUT TAKING OUT A LOAN. Refund Express is provided by Cooperative Center Federal Credit Union ("CCFCU"). A non-refundable $19 loan application fee required. Minimum allowable loan is $250.00; maximum repayment term is 15 days. No interest rate, finance charges or any other fees are attached to the loan if paid as agreed; however, factoring in the $19 loan application fee over the loan term yields an effective Annual Percentage Rate (APR) of 22.80% for a $1,000 loan; 45.60% for a $500 loan. Full loan pay-off is due upon receipt of your tax refund. Refund Express is available to CCFCU members only and restricted to taxpayers whose income taxes were prepared with the assistance of CCFCU volunteers working under the IRS Volunteer Income Tax Assistance Program ("VITA") on site. Please refer to the credit union's website for membership qualification requirements.
