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About Us

Cooperative Center Federal Credit Union, Founded and Guided by the Seven Cooperative Principles

Voluntary & Open Membership:

Open for membership to all who qualify under our Federal Charter No. 04900

Democratic Member Control:

Members participate in the democratic election of a Board of Directors whose function is to create policies and make decisions for the good of the entire membership.

Member Economic Participation:

We encourage our members to make us their primary financial institution. When members participate in the cooperative financial model, the entire credit union membership individually and collectively benefits through competitive loan and share rates and lower fees for services.

Autonomy & Independence:

We operate for the benefit of the members, not for outside shareholders.

Education, Training & Information:

We provide financial literacy and money management education free and available to all.

Cooperation Among Cooperatives:

We actively support full cooperation among cooperative financial institutions. Credit unions are more than just financial institutions. We are a movement.

Concern for Community:

Cooperative Center FCU is a contributing corporate citizen. Building sustainable community wealth is at the heart of our mission.

Our Mission

As a member owned and governed financial institution, we are committed to providing quality services and education in a caring, responsible, professional manner, while maintaining long-term financial strength.

Our Vision

Co-op FCU will be our members' primary resource for financial services and education to attain their economic goals.

About the Credit Union

Cooperative Center Federal Credit Union was chartered April 20, 1942 to serve the employees and members of the Consumers Cooperative of Berkeley, Inc. (Co-op Market Chain). We continue to serve members from our original group, even though the Co-op Market Chain is no longer in business. Our members see the Credit Union as their primary financial institution. This inherently stable "core" membership has provided a solid foundation from which to build.

During the 1980s, several other credit unions in the area, two of which were Cal Berkeley Credit Union and Alta Bates Credit Union, merged with Co-op FCU. These two, along with our original Co-op Markets, continue to make up our largest field of membership.

We have continued to expand our membership base by accepting qualified private companies, organizations, and associations from the area, and continue to bring in other groups. This careful expansion has helped build a uniquely diversified membership around the stable core or original members.

Today, the Credit Union has over $100 million in assets and over 13,000 members, offering a full range of services from office located at 2001 Ashby Avenue in Berkeley.


Our routing number is 321-171-621