|
 |
WHY BECOME A MEMBER OF A CREDIT UNION?
In many cases, banking has become more expensive, more impersonal and more confusing than ever. Did you know at most banks you get charged more to conduct business at the bank? Cooperative Center Federal Credit Union feels there is a definite need for quality, personalized service. We also feel you can only receive that kind of service from a credit union. Our dedication to individualized service and low cost financial products will help you meet your financial goals.
As a member you will join more than 72 million individuals nationwide that have taken advantage of credit union services and benefits. You become a vital part of an increasing group of people helping fellow members while helping yourselves. Find out about the "credit union" difference. Complete your Membership Application today!
Member Benefits:
- Dividends paid on balances over $100 on Regular Savings (Share) Accounts, and $25 on Young and Senior Savers (Share) Accounts. Higher dividends paid on Certificate of Deposit rates.
- Competitive dividend rate for Certificate of Deposits with 3 to 48 months terms with tiered rates.
- IRA CD's available - Traditional, Roth and Coverdall IRA (Educational Savings)
- We have Special Deposit Accounts designed for Students, Senior and Minors.
- Direct Deposit available.
- Payroll deduction available.
- Free Home Banking and Bill Pay with checking.
- ATM and VISA Debit card access to funds 24/7 Network includes Star, Plus, Explore and Co-op Network. (Including 7-11 Convenience stores)
- Use your Visa Check Card wherever you see Visa symbol for Access to over 5500 surcharge free ATMs. For more information check www.co-opnetwork.org or call 1-888-site-coop.
- Overdraft Privilege - Another useful feature on share draft (checking) accounts. Non Sufficient Funds( NSF) and fees up to $500. Available after 60 days from date Share Draft Account is opened. Some restriction apply.
- Competitive Interest Rates Loans - We offer new and used Auto Loans, Signature Loans and Personal Lines of Credit, Home Equity Loans, Shared Secured and Visa Credit Card.
- Member Advantage Plus - Auto Buying Service available M-F, 9am-5pm: Please call 1-800-856-3086. Here's how it works: 1. Get a pre-approved loan from us. 2. Contact the Auto buying Service with the specifics of the vehicle you want to buy. They will locate your vehicle and negotiate with the dealer for the best price. 3. A CCFCU Loan Officer will complete your loan transaction. 4. In most cases, the vehicle of your choice can be delivered to your home or work free of charge.
- Enterprise Car Sales - to go www.enterprisecarsales.com - Is a special partner with us. Call our loan dept for more details. They also offer car rental discounts for being a membership. Car Sale - Benefits highlight some of the significant areas of the program (7 repurchase agreement, FREE 12/12 limited power train warranty on all vehicles, all prices set below KBB bluebook CAR Rental - discount (15% daily, 10% weekly, 5% monthly).
- Basic accidental Death Insurance Coverage - To show how much we value your membership Co-operative Center Federal is offering all eligible members $2,000 of Group Accidental Death & Dismemberment Insurance coverage. AT NO COST TO YOU. You may purchase additional coverage contact at 1-877-655-7563.
- NCUA Insured - Member deposits are federally insured up to $250,000 thru December 31, 2009 with additional $250,000 for IRA accounts.
|
