General Fees
Money Orders $3.00
Travelers Checks 1% of face value
Courier Service cost + $5.25
Federal Express cost + $5.00
Overnight Mail cost + $5.00
Notary Service $10.00 per signature
(unless you have 4 or more products with CCFCU)
Bad Address Fee $5.00 per month
Tax Form Replacement $5.00 per form
SAVINGS FEES
Membership Fee $5.00
Excess W/D Fee (First 3 free/month) $3.00/withdrawal
3rd Party W/D Fee $3.00/item
International Wire Fee (Outgoing & Incoming) $30.00/wire
Wire Transfer $15.00/wire
Incoming Wire Fee $10.00/wire
Legal Process/Tax Levy $20.00
Collection Item $20.00/item
Returned Deposit Item $20.00
Bank Check Stop Payment $15.00/item
Statement Copy $3.00/page
Interim Statement $2.00/page
Locator Service (Address correction) $10.00
Closing Fee (Within one year of opening) $10.00
Reopen Closed Account Fee $10.00
Dormant Account / Escheat Notification $5.00/notice
Verification of Deposit $10.00
Check Cashing (Single Product Accounts Only)
Waived with minimum balance of $500.00 or
other loan accounts open $10.00
Balance Inquiry (telephone inquiry only) $2.00/inquiry*
Transfer per request (telephone request only) $2.00/transfer*
* These fees waived when using First 24 audio response or Home Banking
(Limit 6 transfers per month)
ACH Stop Payment $15.00
Checking Accounts FEES (Monthly)
Basic Checking $1.00
-Per check over 20 each month $0.20
-Automatic Overdraft from Savings (per transfer) $1.00
Essential $6.00
Prestige $9.00
(Fee waived with average daily balance of $1,000 or more)
Student $2.00
(Fee waived with direct deposit of $200. or more
or min. balance of $200)
Money Market Account (4thCheck, Draft, or Debit $20.00
ATM Transactions – Four per month free $1.50 after 4
(Unlimited free access to CCFCU ATMs)
Personalized Checks varies
Balance Inquiry (telephone inquiry only) $2.00/inquiry*
Transfer request (telephone only) $2.00/transfer*
* These fees waived when using First 24 audio response or Home Banking (Limit 6 transfers per month)
Return Deposit item Fee $20.00/item
Insufficient Funds (NSF) $20.00/item
Returned ACH Fee $20.00/item
Stop Payment Fee $15.00/item/range
Stop Payment (Bank check) $15.00/item
Statement Copy $3.00/page
Interim Statement $2.00/page
3rd Party W/D Fee $3.00/item
Verification of Deposit $10.00
International Wire Fee (Outgoing & Incoming) $30.00/wire
Wire Transfer $15.00/wire
Incoming Wire Fee $10.00/wire
Legal Process/Tax Levy $20.00
Collection Item $20.00/item
Foreign Check Collection Item $30.00Check Photocopy (First 3 free per month) $5.00/copy
Temporary Checks (If no regular check order placed) $2.00/order
Signature Guarantee $3.00/signature
Account Reconciliation/Research $30.00/hour
Replacement Plastic Card $10.00
-2nd Replacement Card $20.00
-3rd Replacement Card $30.00
VISA FEES
VISA Over-Limit Fee $20.00
Replacement Plastic Card $10.00
-2nd Replacement Card $20.00
-3rd Replacement Card $30.00
Returned VISA Payment $20.00
Cash Advance Fee (from the A.T.M) $1.00
Cash Advance Fee (on us or foreign card)
1% of transaction or $5.00 whichever is greater
VISA Late Charge $15.00
LOan Charges
Loan Application Fee $25.00
(refunded when loan funds or is denied)
Consumer Loan Late Charge 20% of finance charge
or $10.00 whichever is less.
Line of Credit Late Charge $15.00
Real Estate Loans 6% of payment
Returned Loan Payment $20.00
Real Estate Loan Charges
Reconveyance Fee $45.00
Subordination Charge $250.00
Holiday Club Accounts
Early Withdrawal/Close Account $5.00
(Withdrawal prior to second Friday in November will result in account closure)
Individual Retirement Accounts
Account Closure Fee $15.00
ATM Transaction Charges
ATM Transactions – Four per month free $1.50 after 4
(Unlimited free access to CCFCU ATMs)