Fee Schedule

Fee Schedule

General Fees

Travelers Checks 1% of face value

Courier Service cost + $5.25

Federal Express cost + $5.00

Overnight Mail cost + $5.00

Notary Service $10.00 per signature

(unless you have 4 or more products with CCFCU)

Bad Address Fee $5.00 per month

Tax Form Replacement $5.00 per form

SAVINGS FEES

Membership Fee $5.00

Non Member Check Cashing Fee $5.00

Excess W/D Fee (First 3 free/month) $3.00/withdrawal

Savings Below Par Value $2.00 per month

3rd Party W/D Fee $5.00/item

International Wire Fee (Outgoing & Incoming) $30.00/wire

Wire Transfer $25.00/wire

Incoming Wire Fee $10.00/wire

Legal Process/Tax Levy $25.00

Collection Item $25.00/item

Returned Deposit Item $25.00/item

Bank Check Stop Payment $25.00/item

Statement Copy $3.00/page

Interim Statement $2.00/page

Locator Service (Address correction) $10.00

Closing Fee (Within one year of opening) $10.00

Reopen Closed Account Fee $10.00

Dormant Account / Escheat Notification $2.00/notice

Verification of Deposit $10.00

Check Cashing (Single Product Accounts Only)

Waived with minimum balance of $500.00 or

other loan accounts open $10.00

Balance Inquiry (telephone inquiry only) $2.00/inquiry*

Transfer per request (telephone request only) $2.00/transfer*

* These fees waived when using First 24 audio response or Home Banking

(Limit 6 transfers per month)

Checking Accounts FEES (Monthly)

Basic Checking $1.00

-Per check over 20 each month $0.20

-Automatic Overdraft from Savings (per transfer) $1.00

Essential $6.00

Prestige $9.00

(Fee waived with average daily balance of $1,000 or more)

Student NoFee

Money Market Account $25.00

(Fourth Check & thereafter)

Personalized Checks varies

Balance Inquiry (telephone inquiry only) $2.00/inquiry*

Transfer request (telephone only) $2.00/transfer*

* These fees waived when using First 24 audio response or Home Banking (Limit 6 transfers per month)

Return Deposit item Fee $25.00/item

Insufficient Funds (NSF) $25.00/item

Returned ACH Fee $25.00/item

Stop Payment Fee $25.00/item/range

Stop Payment (Bank Check) $25.00/item

Statement Copy $3.00/page

Interim Statement $2.00/page

3rd Party W/D Fee $3.00/item

Verification of Deposit $10.00

International Wire Fee (Outgoing & Incoming) $30.00/wire

Wire Transfer $25.00/wire

Incoming Wire Fee $10.00/wire

Legal Process/Tax Levy $30.00

Collection Item $25.00/item

Foreign Check Collection Item $30.00Check

Photocopy (First 3 free per month) $5.00/copy

Temporary Checks (If no regular check order placed) $2.00/order

Signature Guarantee $5.00/signature

Account Reconciliation/Research $30.00/hour

Replacement Plastic Card $10.00

-2nd Replacement Card $20.00

-3rd Replacement Card $30.00

VISA FEES

VISA Over-Limit Fee $20.00

Replacement Plastic Card $10.00

-2nd Replacement Card $20.00

-3rd Replacement Card $30.00

Returned VISA Payment $25.00

Cash Advance Fee (from the A.T.M) $1.00

Cash Advance Fee (on us or foreign card)

2% of transaction or $5.00 whichever is greater

VISA Late Charge $15.00

LOan Charges

Loan Application Fee $25.00

(refunded when loan funds or is denied)

Consumer Loan Late Charge 20% of finance charge

or $10.00 whichever is less.

Line of Credit Late Charge $15.00

Real Estate Loans 6% of payment

Returned Loan Payment $25.00

Real Estate Loan Charges

Reconveyance Fee $45.00

Subordination Charge $250.00

Holiday Club Accounts

Early Withdrawal/Close Account $5.00

(Withdrawal prior to second Friday in November will result in account closure)

Individual Retirement Accounts

Account Closure Fee $15.00

ATM Transaction Charges

No fee on any Co-op Network

Equal Housing