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Loans | Savings | Certificates
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Rates are subject to change.
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Loan Type & Term
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Platinum
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A
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B
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C
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SECURED LOANS
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Score Range
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Score Range
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Score Range
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Score Range
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NEW AUTO
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< 3mnths or < 3,000 mls
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730
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729-680
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679-640
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639-600
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All Secured - 36 mos.
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5.00%
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5.25%
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5.75%
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6.50%
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All Secured - 48 mos.
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5.00%
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5.25%
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5.75%
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6.50%
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All Secured - 60 mos.
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5.00%
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5.25%
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5.75%
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6.50%
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All Secured - 72 mos.
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5.50%
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5.75%
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6.25%
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7.00%
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All Secured - 84 mos.
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5.50%
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5.75%
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6.25%
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7.00%
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USED AUTO ( 5yrs & Newer)
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730+
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729-680
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679-640
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639-600
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All Secured - 36mos
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5.00%
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6.49%
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5.75%
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6.50%
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All Secured - 48mos
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5.00%
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6.75%
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5.75%
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6.50%
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All Secured - 60mos
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5.00%
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7.25%
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5.75%
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6.50%
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All Secured - 72 mos*
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5.50%
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5.75%
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6.25%
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7.00%
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All Secured - 84 mos*
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5.50%
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5.75%
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6.25%
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7.00%
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* Over 28,000
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NEW & USED RVs & BOAT
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730+
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729-680
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679-640
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639-600
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All Secured - 60 mos.
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7.25%
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7.75%
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8.75%
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10.00%
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All Secured - 72 mos.
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7.50%
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8.00%
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9.25%
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10.25%
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All Secured - 84 mos.
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8.25%
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8.75%
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9.75%
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11.00%
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All Secured - 120 mos.
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9.25%
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9.75%
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10.75%
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15.00%
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UNSECURED LOANS
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730+
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729-680
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679-640
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639-600
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Line of Credit (Variable)
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12.25%
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12.25%
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12.25%
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12.25%
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11th District COFI + 8.25
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Max
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Max
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Max
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Max
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25,000
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25,000
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25,000
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5,000
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SIGNATURE (Fixed)
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730+
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729-680
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679-640
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639-600
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12 months
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10.25%
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10.75%
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11.75%
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12.25%
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24 months
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11.25%
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11.75%
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12.75%
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13.50%
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36 months
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13.25%
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13.50%
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14.75%
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15.00%
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48 months
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15.25%
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15.50%
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16.75%
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17.99%
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*60 mths 700+ & 25,000
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17.99%
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Max at 35,000 blended products
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Share Secured
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4.25%
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plus share rate
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Certificate Secured
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4.25%
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plus certificate rate
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Visa
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730+
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729-680
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679-640
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639-600
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Annual Fee
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Visa – Gold
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9.99%
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10.25%
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10.50%
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N/A
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15.00
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Visa – Classic
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12.95%
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13.20%
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13.45%
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14.75%
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15.00
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Premium Secured Visa
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10.25%
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10.25%
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10.25%
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10.25%
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None
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Credit Builder Secured Visa
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15.25%
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15.25%
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15.25%
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15.25%
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15.00
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Student Visa
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9.99%
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9.99%
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9.99%
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None
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Visa Maximum of $5,000 C paper and $15,000 A&B paper; 25,000 requires Board approval
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Annual fees apply to C & D paper only.
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Standard 25 day billing cycle and balance is computed on average daily balance; cash advances are 2% or $5;
whichever is greater, $15 late fee; $20 over limit fee.
All loan applications are subject to credit approval, preapproved applications are valid for 60 days only.
All rates are subject to change without prior notice.
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